When you look at basic, required schooling systems all over the planet, there’s very little financial education anywhere. Have you ever thought about that? Such a condition of mass educational negligence is so unlikely that it’s statistically improbable. That’s because it’s not by accident. It’s by design. Normal, everyday people are not supposed to know how the financial system works. If people understood how the financial system worked, they would no longer abide by its precepts. They would look for alternative systems. And that’s just what’s happened.

Enough people figured out how the system worked to invent alternatives. The 2020s are the decade that transitions us out of the finarchy we grew up with to efficiency-based systems that will be the foundation for expansion. At present, those efficiency-based systems are decentralized software, encryption-based solutions. They’re popularly termed blockchain and cryptocurrency systems.

But let’s go back. What’s a finarchy? A finarchy is a financial hierarchy. It’s a system that’s designed to create a hiearchy through the control of currency. More colloquially, you could call it a slave system because one must use the system to survive because there’s no immediate alternative. The system mandates production by the masses and the siphoning off of the fruits of that production by a small, select group of people.

Many tools and techniques are used to make it virtually impossible for those that belong to the production class make it into the leeching class. You see this in everything from debt-based educational systems to accredited investor rules that deny everyday people the opportunity to invest in ventures that would free them from the production end of the finarchy to the complete monopoly over the generation of currency itself and the absolute control over its movement across the planet to the inability of large segments of the population to access basic resources such as bank accounts, property, or loans to the endless fees, taxes, rent, and so forth that whittle the resources to nothing once someone manages to acquire a bit of money.

Instead of redesigning the system so that it works for everyone, social programs are offered as “solutions” to the hardships that are the byproduct of the finarchy itself. In that sense, the social programs are part of the finarchy. They keep it from collapsing entirely. They’re the safety valve that keeps it limping along until a fresh crop of humans enters the machine.

Why would humans develop such a system? It’s part of the exploration of the experience of separation. It’s what happens when you take the experience of separation to the extreme. You get elitism. Believe it or not, however, that exploration is done. Humans are moving into the exploration of expansion.

To explore expansion, you have to recognize the structural fundamentals of reality. The most basic structural fundamental is the unseparated nature of the underlying energy of everything. That recognition is then reflected in the outer fundamentals of society. You see this now in new technologies and systems. In simple terms, to have a new technology, you need a new idea to precede that invention. That’s already happened. That’s why cryptocurrency exists.

We now have the marriage of math and software that brings both access and efficiency into the world of finance. The finarchy is dead though it may be some years before we read its eulogy. Cryptocurrency is gaining momentum, strength, and life. It will facilitate a collective thriving and a whole host of previously impossible potentials. For that reason, I say long live the currency of efficiency.