PRIVACY POLICY

This Privacy Policy describes how SmartMinds Enterprise OÜ (“SmartAsset,” “we”, “us” or “our”) handles information about yourself that you may provide us with through your use of the Site or Service (“Personal Information”) and should be read along with our Terms of Use posted here, and all other operating rules and additional terms and conditions published on our Site.

SmartAsset is committed to keeping your information secure and managing it in accordance with our legal responsibilities under privacy and data protection laws where we operate. SmartAsset uses your Personal Information only in accordance with this Privacy Policy and Applicable Law. SmartAsset does not sell your Personal Information to third parties. Any capitalised terms not defined in this Privacy Policy are defined in the Terms of Use.

Acceptance of SmartAsset’s Privacy Policy

1. By using the Site and the Service you are deemed to have read and understood this Privacy Policy. SmartAsset reserves the right to update this Privacy Policy at any time by posting an updated version on the Site and you are deemed to have read and understood the current version each time you use the Site. We encourage you to periodically review this page for the latest information on our privacy practices.

Personal Information We Collect from Users

1. When you use the Site and Service, as is the case with most websites, certain limited information (such as your browser type and IP address) will be collected by us automatically.
2. When you create an Account, we will
   1. collect basic contact information about you to set up your account you so you can make donations or raise funds. This will include your name, address and email address.
   2. ask you to register a password so you can gain secure access to your account in the future.
3. When you make a Donation to the SmartAsset Fund, we will collect basic payment information. If you are eligible for UK Gift Aid, we may also ask you to confirm your UK home address.
4. When you create an Account on SmartAsset for the purpose of listing a Project, we may ask, among other things, for your name, email address, postal address, phone number, bank account details and password.
5. You may decline to provide us with your Personal Information, but this may prevent you from using certain services.

How We Use Personal Information

1. We may use Personal Information collected from users for a number of purposes:
   1. administering donations made;
   2. personalising the look and feel of the Site and our communications with users, to fit personal preferences which you have told us about, such as your donation history;
   3. providing Project Donors with updates on relevant Projects, including information:
      1. about their Outstanding Donations;
      2. about the Project Owner’s progress in achieving Project Goals;
   4. to help us prevent fraud associated with online payments;
   5. to carry out bank account verification and identity checking;
   6. providing information to Project Owners about Donations made to their Project(s), so they can track the total donations;
   7. providing service update emails regarding the Service and your specific account;
   8. improving the service we offer – for example you may be asked to complete one of our online user satisfaction surveys.
2. We will not publicly display your name regarding donations you have made to a Project unless we have your permission to do so.

How We Share Personal Information with Project Owners

1. If you donate to the SmartAsset Fund, the voted Project Owner will be provided with:
   1. the specified amount in the SmartContract and Challenge.
2. With your explicit permission (e.g. with tick boxes), we may share your Personal Information with Project Owners so that they can send you correspondence about activities that are not directly connected to their Project listed on SmartAsset, including emails telling you more about their charity, and soliciting donations.
3. If you receive any further correspondence from Project Owners in accordance with Clause 4.2.:
   1. it will not be governed by this Privacy Policy.
   2. It will be governed by their privacy policies (if applicable) and you may ask them to stop communicating with you by contacting them in accordance with the terms of their privacy policy (if applicable) and the relevant laws.
4. We require all Project Owners to keep Personal Information we share with them safe and secure.
5. When you donate to the fund, we may collect details of your physical address. This Personal Information will not be shared with the Project Owner, or any third parties or displayed on the Site in a way that will allow others to identify you or your precise location.

Sharing your Personal Information With Others

1. We may provide Personal Information to:
   1. companies that provide services to help with our business activities. These companies are authorised to use Personal Information only as necessary to provide these services to us and are obliged to keep our users’ Personal Information confidential;
   2. banks and payment providers – to authorise and complete payment transactions;
   3. third party identity checking or credit reference agencies – for the purposes of identity checking and bank account verification;
   4. organisations within the payment card industry to help prevent online fraud;
2. If SmartAsset is involved in a merger, acquisition or sale of all or a portion of its assets, your Personal Information will be shared with the relevant co-party.
3. When we provide Personal Information to these third parties, it is possible that this will involve transferring your Personal Information to countries outside the European Economic Area (“EEA”). Where this is the case, we will ensure that there are measures in place so that your Personal Information has an adequate level of protection.

Communications From Us

1. Where you have indicated you would like to receive updates we may send marketing in the form of email alerts and newsletters to tell you about developments in the Service. To do so, we will use your personal preferences which you have told us about, which we have derived from Cookies (see Section 9 below) and/or which we have inferred from your use of the Service or market research.
2. You can unsubscribe from receiving certain electronic messages by following the “unsubscribe” instructions included in our communication.

Legal Obligations

1. We keep records of your Personal Information for as long as required to operate the service in accordance with legal, tax and accounting requirements. Where your information is no longer required, we will ensure it is disposed of in a secure manner.
2. SmartAsset will comply with any legal obligation or court order and, where we are otherwise requested to provide information, we may provide it to law enforcement bodies but only in accordance with applicable privacy and data protection laws;
3. You have the right to request a copy of the Personal Information we hold about you.
4. Such requests should be addressed to SmartAsset’s at Email.

Keeping information secure

1. We invest significant resources to protect your Personal Information from loss, misuse, unauthorised access, modification or disclosure. However, no internet-based site can be 100% secure and we cannot be held responsible for unauthorised or unintended access that is beyond our control.

Analytics and social media plugins

1. We use analytics tools on our website to provide the service you request, identify service issues to us, improve our services and to provide content tailored to users’ personal preferences and profiles.
2. These tools may be provided by third-party service providers and may include the collection and tracking of certain data and information regarding the characteristics and activities of visitors to the Site.
3. We may disclose data, including personal information, to certain such third-party services providers in order to obtain such services.
4. If you use buttons on our website linked to social media or similar sites (for example “Share” buttons), content from our website may be sent back to that other website and, depending on your privacy settings, may be privately or publically visible (for example to friends, followers or generally to anyone who has access to your profile page).
5. You may request further details on these other tools and third parties from us by sending an email to Email.

Cookies

1. Our website uses cookies (which includes third party cookies to support social media, personalisation and analytics functionality).
2. Cookies are small computer files which are downloaded onto your device and collect information about the way in which you navigate and use the Site and the internet. Cookies do not collect information which allows us to identify individual users.
3. The information provided by cookies helps us to provide you with a more personal experience and allows us to make improvements to our services over time.
4. You may delete and block all Cookies or decide to just block certain types of Cookie via your browser setting. However, if you choose to block or delete Cookies, this may affect the functionality of the website.

Questions

1. For further information about our Privacy Policy please contact us via email at Email.

TERMS OF SERVICE of SmartAssets
These terms and conditions outline the rules and regulations for the use of SmartAsset’s Website
Smartassets is located at

2nd Floor,
10 Roseni St,
Rotermann City,
Tallinn, Estonia

General

Thank you for visiting the SmartAssets website

By visiting the SmartAssets website, you are accepting and agreeing to its terms of service and privacy policy as well as the content shared herein, By accessing the website of SmartAssets, you confirm that you have read and understood the terms and conditions of use and agree to the terms disclosed. If you do not agree or understand the terms contained as expressed you are invited to please leave the site.

Please note, some of the terms of service provided herein may change from time to time without prior notice.

Intellectual Property, Copyright, Trademark

Unless stated otherwise in this website, all of the material, content, photographic and or video, artwork, logos, apps, posts, charts, icons, recordings, design, strategies, branding, layout and general over all appearance exhibited in this website are the property of SmartAssets and its affiliates and are not intended to be reproduced, modified or used without the express written approval by SmartAssets.

In the event of there being a reposting button provided on the content, please feel free to share, distribute and repost on your social interactive platforms of choice.

Third Party Websites

This website may provide links to other existing websites of which the content has been generated and provide by third parties and of which SmartAssets are not connected to or or endorsed by such websites as well as having no control over said content or any of the material posted therein.

The information provided in the links to these websites are for your general information only and do not constitute in any way, shape or form a recommendation, advice or suggestion other than for review.

Privacy Policy

At SmartAssets we understand and value that personal and private data is sensitive information and private to you. From time to time this website may collect personal information from visitors as well as analytical information.

Our systems will collect data and traffic information from visitors such as metrics, analytics, browser, operating system, IP address, as well as other personal data that is knowingly and unknowingly provided to our systems from your device automatically.

As the SmartAssets website allows you to contact us via email, inherently within the email you may be providing us with information and data that will be collected and stored on our servers. We may communicate with you unless you request otherwise. We will not lease, sell, rent or share you personal data. Non personal data may be collected and aggregated for analytical purposes which will not disclose personal details.

The privacy policy stated herein only covers this website and is not related or linked to any other third party websites. SmartAssets reserves the right to change the content expressed in this privacy policy as the requirements of this website sees fit to do so without warning or notification.

Non Advisory

The information expressed and published on this website is not intended to be, construed as, constitute, pertain to and or relied upon as suggested directly or indirectly the basis for investment advice.

Regarding all information and opinions expressed herein, they are not in any way suggested to be acted upon prior to consultation of a qualified expert. When considering an investment or taking into account a potential investment, all considerations of risk exposure, asset diversification, market fluctuations and volatility must be contemplated along with the necessary information and advice, the information on this website does not constitute said advice.

No Offer

The information contained herein does not constitute an offer, promotion, solicitation, recommendation, offer to purchase, exchange, transact and or engage into business for the purposes of investment into assets of any class, be they digital assets such as cryptocurrencies or traditional assets such as real estate of commodities or others not stated. All opinions and ideas expressed in this website are for informational purposes only. Visitors are recommended to view all content as it is intended so.

Jurisdiction

The information published in this website is not intend to be accessed by any person who’s place of residence and or nationality considers the content expressed to be unsuitable material for their person and are prohibited from reading, copying, sharing or exchanging the content in any form. The content of this website is in accordance and alignment within the laws of the country where the company was incorporated, Estonia, and therefore abides by the rules and regulations as stipulated therein.

Cookies And Tracking

This website reserves the right to use cookies and tracking technologies in order to monitor and collect data from visitor user flow, such as and not restricted to, traffic, internet logs, time and frequency of visits to the site as well as preferences and user behaviour analytics. By entering into the website, you are acknowledging that the website uses these technologies and informed of these practices as well as that data may be shared with other third party organisations in order to better optimise the user experience within the SmartAssets website.

DISCLAIMER OF WARRANTEES AND LIABILITY

SMARTASSETS AND THE USE OF THIS WEBSITE IS INTENDED EXCLUSIVELY FOR INFORMATIONAL AND MARKETING PURPOSES, IN NO REGARD, SHAPE OR FORM DOES THE INFORMATION CONTAINED IN THIS WEBSITE SUGGEST, OFFER, RECOMMEND, SPONSOR, ENDORSE OR ADVISE ON THE PURCHASE OR SALE OF ANY INVESTMENT ACTIVITY, TAX ADVICE, LEGAL ADVICE, NEITHER DOES SMARTASSETS WARRANTS THE CURRENTNESS, VERACITY, OR ACCURACY OF ANY OF THE CONTENT DISCLOSED AS THE MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT. IN NO CASE SHALL SMARTASSETS BE LIABLE DIRECTLY OR INDIRECTLY FOR ANY LOSSES OR DAMAGES RESULTING FROM THE USE OF THIS WEBSITE REGARDLESS OF THE SIZE, SIGNIFICANCE OR SCOPE IN ANY CAPACITY BYTHE RELIANCE UPON THE INFORMATION IMPARTED HEREIN NEITHER WILL THE AGENTS, EMPLOYEES, LICENSORS OR AFFILIATES.